As of July 2025, thousands of expectant mothers in the UK will see a welcomed rise in maternity benefits. The UK Maternity Allowance Increase 2025 is part of the wider government benefit adjustment package aimed at supporting working families and self-employed mothers during the critical months around childbirth. With the cost of living still placing strain on many households, the latest maternity payment UK updates bring essential relief.
What Has Changed in Maternity Payments for 2025?
From July 2025, the weekly maternity allowance has gone up to reflect the annual benefit rise 2025. This adjustment ensures that maternity support keeps pace with inflation and aligns with broader welfare improvements. Unlike Statutory Maternity Pay (SMP), Maternity Allowance is typically offered to self-employed women or those who do not qualify for SMP through their employer.
For 2025, the Department for Work and Pensions (DWP) has updated the full weekly payment scale based on national insurance contributions and work history. The changes primarily affect:
- Women who are self-employed
- Individuals recently employed or with mixed employment patterns
- Mothers who do unpaid work for a business run by their spouse or civil partner
Eligibility Criteria and Application Process in 2025
To qualify for the 2025 Maternity Allowance, you must have been employed or self-employed for at least 26 weeks in the 66 weeks before your baby is due. During at least 13 of those weeks, you must have earned £30 or more a week.
Applications can be made online or by submitting a MA1 form via post. You’ll need proof of income, your MATB1 certificate (issued around 20 weeks of pregnancy), and potentially additional documents if you are self-employed.
Updated Weekly Maternity Allowance Payment Table (July 2025)
Below is the full weekly payment table based on the latest UK Maternity Allowance Increase 2025 figures:
| Eligibility Category | Weekly Payment (2025) | Maximum Duration |
|---|---|---|
| Employed or Self-Employed, meets full criteria | £169.80 | 39 weeks |
| Lower earnings (under NI threshold) | £27.00 | 39 weeks |
| Unpaid work for partner’s business | £27.00 | 14 weeks |
These figures reflect the July 2025 benefit rise in response to inflationary pressures and increased living costs. The full allowance is aligned with 90% of average weekly earnings, up to the capped rate of £169.80.
How the 2025 Maternity Allowance Supports Working Mothers
The increased maternity payment UK schedule helps reduce the financial stress associated with taking time off to care for a newborn. For women who are not eligible for SMP, this rise is particularly crucial. It helps ensure that maternity rights are protected regardless of employment status.
For freelancers, gig economy workers, and small business owners, this adjusted rate means more reliable income continuity during maternity leave. For many, it represents the difference between financial strain and stability.
Planning Ahead with the New 2025 Figures
With the new figures in place, expectant mothers can now plan their leave with more clarity. The 2025 updates also serve as a reminder for all eligible individuals to check their status, apply early, and ensure documentation is complete.
Employers and small business owners should also stay informed about these changes to better support their teams or partners navigating the maternity allowance process.
FAQs
How long can I receive Maternity Allowance in 2025?
You can receive payments for up to 39 weeks if you meet the full eligibility criteria. If you only qualify through unpaid work for a spouse or civil partner, you may receive it for up to 14 weeks.
Can I get both Statutory Maternity Pay and Maternity Allowance?
No, you cannot claim both. If you’re eligible for SMP through your employer, that will take precedence. Maternity Allowance is an alternative for those who do not qualify for SMP.
What is the earliest I can apply for Maternity Allowance?
You can apply from the 26th week of your pregnancy. Payments can begin 11 weeks before your baby is due.
Is the Maternity Allowance taxable in 2025?
No, Maternity Allowance is not subject to income tax, but it may affect other benefits you receive.
Has the lower payment rate changed in 2025?
Yes, the lower flat rate has increased to £27.00 per week, reflecting the broader benefit rise.
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